Business Insurance

Q: What kind of business insurance might I need?

There are many types of business insurance, including: Professional Indemnity insurance Public Liability insurance Workers’ Compensation insurance Product Liability insurance Personal Accident and Illness insurance Business & Office Pack Cyber Liability insurance Management Liability insurance

Provide us with your details and one of our insurance experts will contact you to discuss your requirements

Syma Aurangzeb

Excellent customer service with a personal touch. Made the whole process easy from start to finish. Highly professional and efficient 10/10

Jun 14, 2025

London Elite

Outstanding service start to finish

Jun 11, 2025

Niki Still

Predrag was very helpful and suppportive through this process. He kept things on point and helped me to get what I was after. Incredibly appreciative of all he did to get me to this point.

Jun 9, 2025

Alun

With Ann Marie Swift, I experienced probably the most succinct, clear and helpful financial advice phone call I have had in many years. She listened and explained clearly, making the process very simple. Highly recommended!

Jun 8, 2025

Healthcare Company

Shane from swoop was very professional and patient. The service was fast and efficient. Highly recommend swoop funding.

Jun 6, 2025

Barry Chapman

Really couldn't fault the service. Adrian was highly efficient, going above and beyond to make sure everything was done and all boxes were ticked in time for the process to continue to completion. Thank you.

Jun 5, 2025

Jonno Bennett

The process was fast and efficient. They did everything that they said that they would with minimal fuss. Very friendly staff kept us informed along the way and once the facility was established a follow up welcome phone call detailed the process for drawing down the funds. I couldn’t be happier

Jun 4, 2025

Tyler Panayi

I had Ikhar from the beginning and she has been absolutely amazing and got the deal over the line. She was on point and I can’t thank her and he company enough! Highly recommend this company and Ikhar!! Thank you so much!

May 30, 2025

JAFF SADI

It has been four weeks since I started working with Swoop Funding as a broker, and my experience has been exceptional. The onboarding and learning procedures are tailored to my own individual needs. In the meantime, I have begun working with Swoop Funding Managers on a few funding deals for my clients and their product knowledge and professionalism is extremely high. Following their support, a licensed restaurant in London received funding assistance that enabled them to prepare their business for the anticipated busy summer season. Since then, my client has recommended their next-door business to us to review their funding requirements.

May 9, 2025

Michelle

I recently worked with Elizabeth at Swoopfunding, to help one of my clients secure funding, and the entire process was incredibly smooth from start to finish. Their systems are well-organised, communication was clear and timely, and everything ran seamlessly. It made a potentially complex process feel simple and stress-free. Highly recommend their services! Michelle

May 5, 2025

Most business owners don’t realise they can be liable for a whole range of accidents and issues, even if they seem unfair. With tailored insurance you can build a level of cover to protect against the specific risks your business faces.

Why might I need to think about Business Insurance?

Protect against risk

Your business, like all others, faces a level of risk as part of your daily operations. Business insurance is available to help protect your business against the impact of unexpected events or possible claims.

Legal or industry requirement

Does your business employ staff? Is your industry subject to specific regulations? Every business is different and certain types of insurance – like employers’ liability insurance – may be legally required based on your business’s profile. Understand the specific requirements and demands connected to your business to ensure you have the relevant cover in place.

Specialised cover

Some industries or activities may require specific or specialist insurance policies. Make sure you buy the right products to reflect the risks and requirements of your business.

Change in business circumstance

As your business evolves – growing and taking on new staff for example – your business profile, operations and requirements may change. Make sure your business continues to be protected against unexpected events and potential compensation claims.

What types of insurance are available?

Business & Office Pack Insurance*

An insurance package designed to provide coverage options for your business & office contents, stock, tools, business interruption and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage).

Professional Indemnity Insurance*

Professional Indemnity protects you against losses claimed by a third party due to alleged or actual negligence or errors in your professional services or advice. Your Professional Indemnity insurance will meet the associated compensation payable to a third party together with your defence costs (which can include legal costs, investigator costs and expert fees).

Cyber Liability Insurance*

Cyber Liability insurance helps to protect you from third party claims and also to support your profitability in the event of a cyber breach or attack.

Personal Accident and Illness Insurance*

Personal Accident and Illness insurance can provide levels of cover for loss of income if you are unable to work, suffer permanent disablement and even death as a result of an unexpected injury or illness (even if it occurs outside of your employment). *

Management Liability Insurance*

Management Liability insurance is designed to provide protection to both the business and its directors and officers for claims of wrongful acts in the management of the business.

Tax Audit Insurance*

Management Liability insurance is designed to provide protection to both the business and its directors and officers for claims of wrongful acts in the management of the business.

What is business insurance and why do I need to consider it?

Business insurance – sometimes called commercial insurance – is designed to protect your business when things take an unexpected turn. More specifically, it protects you from financial losses that you might suffer during your day-to-day business activities. This could include, for example, loss of or damage to your business assets due to a fire, or someone taking legal action against your company.

What kind of business insurance might I need?

There are many types of business insurance, including:

What kind of business insurance might I need?

Yes, you can choose different insurance policies through different insurers. BizCover, our Business Insurance partner, provides a contestable platform – this means you can pick and choose from multiple different products from multiple insurers, depending on what best suits your business. The best part is that sales, service and renewals are all handled in-house, and they even help progress claims with the insurer, meaning there is only one number if you ever need to get in contact about your policies.

How much cover do I need – and how much will business insurance cost?

There is no one answer to these questions, as every business is unique. However, there are factors you can take into consideration to help you decide how much cover you may need and how much you can expect to pay.

The amount of coverage you need and your premiums (the price you pay for your insurance) may depend on factors such as:

Your industry
The size of your business
Where your business is located
Limits set by your professional body or business contracts
Your claims history

When buying business insurance, answer all questions accurately and choose an appropriate level of cover to ensure that you are protected when you need to make a claim.

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this website is general only and should not be relied upon as advice.

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Business Insurance